NRI Legal Services — United Kingdom
Power of Attorney for NRIs in the UK — India
A complete guide for NRIs in the United Kingdom on executing a Power of Attorney (PoA) for use in India — FCDO Legalisation Office apostille, UK Notary Public, Indian High Commission alternative, and adjudication at the Sub-Registrar in Kerala.
United Kingdom | Hague Apostille Convention | FCDO Legalisation
The UK and the Hague Apostille System
The United Kingdom is a founding signatory to the Hague Convention Abolishing the Requirement of Legalisation (1961). The UK's competent authority for issuing apostilles is the Foreign, Commonwealth and Development Office (FCDO) Legalisation Office, based in Milton Keynes. An FCDO apostille on a notarised document is directly accepted in India — no additional Indian High Commission attestation is required alongside the apostille.
This is significant for the large Malayali community in the UK — concentrated in London, Manchester, Birmingham, Leeds, and other cities — many of whom regularly manage property, succession, and family matters in Kerala.
The Correct Process — UK to Kerala
Step 1 — Draft the Power of Attorney
The PoA should be drafted with all specific authorisations for Kerala property transactions — naming the property, authorising execution of sale or purchase deeds, appearance before the Sub-Registrar, payment of consideration, and application for mutation at the Village Office.
Step 2 — Notarise Before a Notary Public
In England and Wales, the document must be notarised by a Notary Public — a specialist lawyer authorised to authenticate documents for international use. The Notaries Society maintains a directory of UK notaries. In Scotland, Notaries Public are appointed by the Court of Session. In Northern Ireland, Notaries Public operate similarly to England and Wales.
Step 3 — FCDO Legalisation (Apostille)
After notarisation, the document is submitted to the FCDO Legalisation Office in Milton Keynes. Processing times as of 2026:
- Standard postal service: approximately 20 working days
- Premium service: approximately 10 working days
- Through a legalisation agent: typically 3 to 10 working days
The FCDO charges a fee per document (currently £30 per apostille as of 2026). Many NRIs in the UK use established legalisation agencies in London that handle the full process on their behalf.
Step 4 — Adjudicate at the Sub-Registrar in Kerala
The FCDO-apostilled PoA is sent to Kerala by international courier. On receipt, it must be adjudicated at the Sub-Registrar's office under Section 18 of the Registration Act, 1908. Adjudication takes 1 to 3 working days.
Alternative — Indian High Commission in the UK
NRIs in the UK who prefer to avoid the FCDO route may execute the PoA directly at an Indian diplomatic mission in the UK:
- Indian High Commission, London: India House, Aldwych, London WC2B 4NA — primary mission for England and Wales
- Indian Consulate General, Birmingham: for NRIs in the Midlands and North of England
- Indian Consulate General, Edinburgh: for NRIs in Scotland
A PoA executed before a Consular Officer is directly valid in India without FCDO apostille. Appointments are booked through the Indian Visa Application Centre (IVAC) system. Both routes — FCDO apostille and High Commission attestation — are legally equivalent. The choice depends on proximity and convenience.
UK Inheritance Tax and Indian Property — What NRIs Should Know
UK-resident NRIs who own property in India should be aware of a significant estate planning consideration. UK Inheritance Tax (IHT) applies to worldwide assets of UK-domiciled individuals at 40% on estates above £325,000 (the nil-rate band as of 2026). For UK-resident NRIs who have acquired UK domicile — whether by long residence or by choice — their Indian property and financial assets may be within the scope of UK IHT.
India has no inheritance or estate tax. Property in India passes under Indian succession law regardless of the deceased's domicile. However, sale of inherited Indian property by a non-resident attracts Indian capital gains tax.
For UK-based Malayali NRIs with significant assets in both countries, coordinated estate planning addressing both UK IHT exposure and Indian succession law is advisable. This requires legal advice in both jurisdictions.